Senior Product Manager - Core Experience

1w1 week ago

EarnIn

Mountain View, US · Full-time · $206,000 – $252,000

About this role

EarnIn pioneers earned wage access, building products for real-time financial flexibility without mandatory fees, interest rates, or credit checks. As Senior Product Manager on the Core Experience team, own foundational app interactions for millions of community members. AI serves as a first-class tool for adaptive, personalized, and proactive experiences.

Shape shared surfaces and journeys like navigation, discovery, and cross-product flows to ensure cohesion as EarnIn grows. Define AI-powered experiences such as adaptive home layouts, contextual product discovery, and predictive nudges responding to real-time member context. Move from static UX to living, responsive experiences members notice and trust.

Partner closely with design, engineering, data, ML, and business unit leaders to identify high-leverage opportunities. Drive execution through focused experimentation with strong product judgment. Build AI evaluation frameworks defining quality benchmarks and feedback loops grounded in member outcomes.

Join an experienced leadership team backed by A16Z, Matrix Partners, DST, and Ribbit Capital. Contribute to a healthy core business with tremendous runway amid fast growth. Help shape the next chapter by bringing world-class talent to evolve intelligent app experiences.

Requirements

Strong product judgment and AI fluency embedded in core workflows with repeatable systems and measurable impact
Deep user empathy and systems-level product thinking
Strong bias toward action with experience in focused experimentation
Deep appreciation for great UX and holistic app experiences
Ability to partner cross-functionally with design, engineering, data, ML, and business unit leaders
Experience defining AI-powered personalization and adaptivity in consumer apps
Skill in building evaluation frameworks for AI experiences grounded in user outcomes

Responsibilities

Own the vision and roadmap for Core XP, home, navigation, explore, activity, and cross-product flows with AI-native personalization and adaptivity
Define and ship AI-powered surface experiences including adaptive home layouts, contextual product discovery, predictive nudges, and smart in-app moments
Partner with design and data to translate model capabilities into responsive experiences members notice and trust
Build and own an AI evaluation framework for Core XP surfaces with quality benchmarks, guardrails, and feedback loops based on member outcomes
Use AI to accelerate discovery and experimentation loops from behavioral signal to actionable insight
Ensure Core XP surfaces remain intuitive and cohesive as new AI-powered products launch across business units
Work horizontally across business units to surface experience gaps and align teams around shared solutions